David Hao Zhang

PhD Candidate in Business Economics, Harvard University


Bio

Contact

Working Papers

Publications

Conference Discussions

Other Writings

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Bio

I am a PhD Candidate from Harvard’s Department of Economics and Harvard Business School.

My current research focuses on inequality and inefficiency in housing finance. I am particularly interested in issues surrounding racial equity and social welfare in financial markets.

My fields of specialization are Finance, Real Estate, Industrial Organization, and Econometrics.


Contact

Email: dzhang@hbs.edu


Working Papers

Do Lenders Still Discriminate? A Robust Approach for Assessing Differences in Menus

(with Paul Willen)

Current Version: October 2020

Abstract (click to expand)

Presented at the 2020 System Applied Microeconomics Conference and the 2020 System Econometrics Conference*

Mortgage Prepayment, Race, and Monetary Policy

(with Kristopher Gerardi and Paul Willen)

Current Version: September 2020

Abstract (click to expand)

Presented at the 2020 Atlanta Fed/Princeton Bendheim Conference on Racial Justice and Finance*

Semi-Parametric Estimation of Counterfactuals in Dynamic Discrete Choice Models

Current Version: June 2018

Abstract (click to expand)

Presented at the 2018 International Industrial Organization Conference


Publications

History-based versus uniform pricing in growing and declining markets

(with Rune Stenbacka and Oz Shy)

International Journal of Industrial Organization, September 2016

Abstract (click to expand)

Options Compensation as a Commitment Mechanism in Oligopoly Competition

(with Jun Ishii)

Managerial and Decision Economics, April 2016

Abstract (click to expand)


Conference Discussions

Discussion of 'Identification of Dynamic Games with Multiple Equilibria and Unobserved Heterogeneity with Application to Fast Food Chains In China'

International Industrial Organization Conference, April 2018


Other Writings

How Do People Pay Rent?

Federal Reserve Bank of Boston Research Data Report, September 2016


* Asterisks indicate presentation by a co-author.

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